1-877-311-2734 info@argecapital.com

How It Works

What is a Hard Money Lender?


Day 1

Submit application package / Order Appraisal and Budget inspection.


Days 2-5

Get appraisal and budget inspection done


Days 6-7

Underwrite, Prep for closing, Close.

What is a hard money lender?

A hard money lender is usually a company that lends money to real estate investors and commercial property owners rather than mainstream financial institutions such as banks and bases their loan off of the property rather than the borrower or their credit history.

What is a private money lender?

A private money lender is usually a local investor that lends his own money or family money to real estate investors in his area.

How are hard money lenders and private money lenders different?

Most private money lenders want to keep their loans within a short distance from where they live, while hard money lenders usually have more of a national reach. Some private lenders will fund up to 100% of your deal, while hard money lenders will require you to have some of your own money in the deal.

What can a hard money loan be used for?

Hard money loans can be used to purchase investment properties, properties that need rehabilitation, vacant lots that you are looking to build on, commercial properties and mixed-use properties.

Where do you find hard money lenders nationwide?

Right here!! We lend on Fix and Flip + Ground up construction in 39 states and Washington D.C.

What are the benefits to using hard money vs bank money?

Speed, quick answers to your loan request and painless closings. Banks are not in the lending business – we are!

Reach Us

Call TODAY to get the funding you need!


10300 49th St N

Ste. 506

Clearwater, FL 33762

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Policy: This site is for informational use only. This is not an offer to enter into an agreement. A number of contributing factors and evaluations will determine if a loan will be granted.