813.563.2001 info@aregcapital.com

Construction Loans

Private Construction Loans For Investors

Get Hard Money Home Construction Loans

New Home Construction Loans in 39 states and Washington DC. Are you building a spec home? Looking for a home construction loan but can’t get a bank loan for one? Do you own a lot but don’t have the funds to go vertical? We are looking to work with builders that own their land/lots free and clear. If you have a lot or subdivision and need money to go vertical, we want to see your loan request.

Spec Home Funding – #1 Home Construction Loan Lender

With construction spending in the US rising to its highest level in nearly 5 years there is a higher demand for new homes, which in turn leads to builders looking for quicker, more reliable funding than traditional bank lending. Because of that, our aim is fill the gap left by banks in this area! Closings in as little as 7 days. Don’t trust your construction loans to your banker, let a lender that actually lends money fund your next construction project.

You can now roll your rehab/construction loan directly into a long term, 30 year loan with our new rehab to 30 year loan program!

Home Construction Loan Program

  • 7 day closings
  • Same day decisions
  • If you own the land that will be considered your skin in the deal
  • We lend up to 90% of lot purchase and 90% of the construction costs.
  • Rates from 9.99-12%
  • 1st time builders OK
  • Loan amounts from 45k – 3m (125k in NY State)
  • Larger loans considered case by case
  • Rehab loans in NY from 125k loan amount and up
  • Borrower must have at least 15k in liquid assets to qualify (could be more depending on the loan amount)
  • Must close in aCorp or LLC name

Reach Us

Call TODAY to get the funding you need!


10300 49th St N

Ste. 506

Clearwater, FL 33762

Submit Your Scenario

Policy: This site is for informational use only. This is not an offer to enter into an agreement. A number of contributing factors and evaluations will determine if a loan will be granted.